A completed sale does not always mean immediate cash. B2B companies often deliver goods or services and then wait 30, 60, 90 days or longer for customer payment. TradeMore reviews eligible receivables to identify structures that may allow businesses to access working capital earlier.
This can help a company fund new orders, suppliers and operating requirements while customer invoices remain outstanding.
What This Solution Is
Receivables finance is a broad category of working-capital solutions based on eligible business receivables. Depending on the structure, the financier assesses the invoice, underlying buyer, payment terms, assignment rights and other transaction factors. Not every invoice or buyer qualifies.
Common Business Use Cases
Suppliers to established corporate buyers
Businesses with long B2B customer payment terms
Growing companies that need cash for new orders while invoices remain unpaid
Companies seeking to improve the timing of working-capital inflows
How It Works
1. Provide the receivables schedule, invoices, buyer details and underlying contracts/orders.
2. TradeMore reviews invoice eligibility, buyer profile, payment history, documentation and compliance.
3. A suitable receivables structure is identified where available.
4. The financing process is coordinated under the agreed structure.
What We Need to Review
Company profile and KYC documents
Receivables ageing schedule
Invoices proposed for financing
Underlying contracts, purchase orders or delivery evidence
Buyer/debtor details and payment terms
Relevant financial information and bank statements if requested
Frequently Asked Questions
Can every invoice be financed?
No. Eligibility depends on the buyer, invoice, contract, jurisdiction, documentation and financier criteria.
Is receivables finance the same as invoice discounting?
Invoice discounting is one type within the broader receivables-finance category.
Does the customer have to know?
This depends on whether the structure requires notification or assignment and on the financing documents.
Why use receivables finance?
The main commercial benefit is potentially accessing cash earlier rather than waiting until the invoice due date.
Discuss Your Requirement
Every transaction is different. TradeMore reviews the commercial requirement, parties, documentation, eligibility and compliance considerations before identifying an appropriate structure. All solutions are subject to assessment, due diligence and applicable financial institution requirements.